About us

About CivilisedBank

CivilisedBank will be people and technology working together to help UK companies do business and people save money. We think it’s time to make banking more civilised.

That’s why we’re reinventing traditional banking for UK businesses. Our Local Bankers will bring the bank to business customers. This way you’ll always speak to someone you know. They’ll serve your needs enabled by reliable, innovative technology.

Saving with us will be good for you and will help fund the success of businesses in the UK. When we launch we will be committed to making your savings work hard and our customer service excellent, responsive and helpful.

Whilst building CivilisedBank we’re not currently authorised to offer banking services.

Our Team

Mark Stephens

Chief Executive Officer
Mark has over 30 years of experience in senior management and executive roles in the banking and finance sector. He has held credit, operations and corporate roles and has started up several successful businesses.
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James Heath

Chief Financial Officer
James is a highly experienced finance executive with a track record of over 25 years in banking, SME financing, risk, regulation, funding and treasury.
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Andrew Holmes

Chief Technology Officer
Andrew Holmes has worked in complex programme delivery and management consulting for over 30 years, and he is a published author of 19 business books.
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Hazel Hellier

Chief Business Development Officer
Hazel is a qualified banker and Member of The Worshipful Company of International Bankers, with over 35 years of banking experience, predominantly in Commercial and Corporate Banking sectors. Hazel has a deep knowledge of recruiting, training and managing a network of relationship managers to deliver bespoke banking solutions to customers.
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Tomas Hazleton

Chief Risk & Compliance Officer
Tomas is a highly experienced risk and regulation executive with over 25 years of experience implmenting and enhancing governance, risk and compliance arrangements for banks and investment firms in London and New York.
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Steve Towse

Chief Credit Officer
Steve has extensive knowledge of credit and risk management as well as broad leadership experience from a variety of senior financial service roles.
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Phil Baines

Local Banker
Phil enjoyed a wide ranging 30+ year career with Midland Bank/HSBC involving a multitude of disciplines including international trade services, operations and treasury. His focus has been on client relationship management for over two decades now.
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Garry Wilkinson

Local Banker
Garry is an experienced Corporate & Business Banker having worked in financial services for almost 30 years. The last 20 years have been spent solely in the Corporate & Business Banking and Commercial Property Lending sectors.
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Will Beeson

Head of New Propositions
During his nine years in both established and early stage financial services companies, Will has developed deep insight into technical and operational challenges as well as changing customer behaviour and needs.
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Sabine Popp

Head of Marketing
Sabine is an experienced and customer focused marketing executive with over 20 years’ track record in corporate and SME marketing and consulting, across a broad range of industries.
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Our Board of Directors